I see people using this term sometimes, but it doesn't make sense, as far as I can tell. Why use a bank account as an analogy for your morales? I don't think they have a flow in and out, and a sum total. What would it mean to have morale bankruptcy? What, you have none left? But it's not like that happened because you "had too much going out rather than coming in". I don't see how that describes morales at all.
Tell me what you think.
Tell me what you think.